This policy provides financial compensation in the event of death or bodily injury to the insured, caused directly and solely by an accident that is external, visible, and violent. A Family Package option is available, allowing the proposer, their spouse, and dependent children to be covered under a single policy.
Various coverage options are offered, from a basic plan that covers only death to a more comprehensive plan that includes death, permanent disability, and temporary total disability.
The policy is specifically designed to compensate for injuries or death resulting solely from accidents. Illnesses or diseases are not covered under this plan.
Here are the different types of coverage available:
Table D:
Provides a death benefit, where 100% of the capital sum insured is paid in the event of the insured's death.
Table C:
Includes all coverage under Table D.
• 100% payout for the loss of two limbs, both eyes, or one limb and one eye.
• 50% payout for the loss of one limb or one eye.
• 100% payout for permanent total disability due to an accident (e.g., paralysis).
Table B:
Includes all coverage under Table C.
• Covers permanent partial disability, such as the total and irrevocable loss of a finger, with a percentage of the capital sum insured paid as specified in the policy.
Table A:
Includes all coverage under Table B.
• Provides compensation for temporary total disability, such as being unable to work due to an accident (e.g., leg fracture). The policy pays a weekly benefit of 1% of the capital sum insured, subject to a maximum limit, for up to 100 weeks or until the insured is no longer disabled.
