For every vehicle owner driving on public roads, it is mandatory to have an insurance policy that covers liability for damages payable to third parties in the event of accidental death, injury, or damage to property.
Our comprehensive motor insurance policy includes the following coverages:
Own Damage Coverage: This covers any loss or damage to your vehicle due to:
• Human Actions: Burglary, theft, riots, strikes, malicious acts, accidents caused by external factors, and damages sustained while the vehicle is in transit by road, rail, inland waterway, lift, elevator, or air.
• Natural Disasters: Fire, lightning, explosions, self-ignition, earthquakes, floods, typhoons, hurricanes, storms, tempests, inundations, cyclones, hailstorms, frost, landslides, and rockslides.
Third-Party Liability: This provides protection against legal liabilities arising from accidental damages, including permanent injury or death of a third party and any damage to third-party property.
Personal Accident Cover: This offers coverage for the owner or driver in case of accidental death or total/partial disability. Additionally, personal accident coverage can be extended to passengers.
