Every motorcycle owner using public roads must have an insurance policy to cover any legal liabilities for damages payable to third parties in the event of an accident resulting in death, injury, or property damage.
Our comprehensive bike insurance policy offers the following coverages:
Own Damage Protection: This covers losses or damage to your motorcycle caused by:
• Human Factors: Burglary, theft, riots, strikes, malicious acts, accidents due to external causes, and damages occurring while the bike is in transit by road, rail, inland waterway, lift, elevator, or air.
• Natural Events: Fire, lightning, explosions, self-ignition, earthquakes, floods, typhoons, hurricanes, storms, tempests, inundations, cyclones, hailstorms, frost, landslides, and rockslides.
Third-Party Liability: This provides coverage for legal liabilities resulting from accidental damages, including permanent injury or death to a third party and damage to third-party property.
Personal Accident Cover: This coverage protects the owner or driver against accidental death or total/partial disability. There is also an option to extend personal accident coverage to passengers.
